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Unfortunately it is, if you are on your spouse's insurance then they only have to provide it if you are married. There are certain states that allow legal separation and keeping insurance but none provide any protection from a divorcee losing their insurance. You will need to get insurance under your own name or purchase COBRA which would give you the same insurance only you paying the costs.
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It is fraud if you continue to say that you are married although you are not. You can get in trouble for that if you knowingly did that but it is unlikely that the insurance company would do so. Fraud is a criminal charge that can cause you to serve jail time. Again, it it unlikely that anything will happen and the insurance company will simply just cancel your insurance but you need to be careful in the future.
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