I am in Wisconsin. The parenting agreement between my ex and I states that I am required to carry insurance on the kids (currently at no cost to me), but if at any time I have to pay for it, she needs to pay half. It also states either party is to carry insurance if the cost is reasonable. I have since taken a out of state job - the insurance - while at no cost doesn't cover much in our area and doesn't offer dental or vision insurance. I also have gotten remarried. My wife has been paying for the dental and vision for my kids for 2 years without reimbursement from my ex. She states she is not obligated to pay it since it's through my wife. My wife's medical insurance is expensive, but offers an extremely low deductible and offers pretty much an open option of who any of us sees.
I know that when I present to my ex that we are switching insurance and she will have to reimburse us half of the premium (even if I pro-rate half of what employee and child would be vs. family coverage) she will state that she doesn't have to pay it because my wife's children are on it and therefore our kids don't cost anymore. My logic says in 2 years when my wife's kids are no longer on our insurance - the cost will be the same because mine are on it - so why shouldn't she have to contribute??
Do I have a leg to stand on? Can I have it enforced to get her to pay for half or require her to put our kids on her own insurance (which is reasonable cost- she just doesn't want to lose the buyback she gets)
Or am I stuck having to keep the kids on the insurance that is at no cost with horrible coverage/deductible? My current wife's children really don't ever go to the doctor so either plan isn't going to affect them one way or the other. My kids however go on a regular basis for therapy, chiro, and medical issues. I don't think it's fair that she is court ordered to contribute by carrying insurance but refuses, and uses my current wives children as justification for not having to pay for insurance she would benefit from as much as I would. I would much rather see her put insurance on the kids herself (in addition to me covering them) since I know that it would benefit her at tax time - but she doesn't see it that way. She just sees the loss of the buy back money she gets.
What are my options? I really am trying to avoid going to court because she has already expressed that if we go back to court she is going to ask for a modification that would include not only the current child support
I pay (1180/mo), but also a 50% order on all expenses related to the kids activities - including my not limited to birthday parties the kids go to, and every whim activity she wants to sign them up for. I only have the kids every other weekend (when she isn't scheduling out of state trips with them on my weekends) I make about 20k more than her - but even I have a budget I have to live within and she sees me as a personal ATM. I want my kids to have the world - but I can't print money. Hence why I'm trying to find a way to reduce the cost of our medical bills.... I'm grasping here - there has to be some REASONABLE solution??? Right??