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I am not sure how they arrived at the maximum out of pocket of $6,850.00 either.
If the deductible is $1,000.00 and your co-insurance is $3,000.00 and they would also pay 70% of the co-insurance ($2,100.00), then your maximum out of pocket should be $3,100.00.
You need to find out from HR how they came up with $6,850.00 and why they have your coinsurance as $3,000.00, but then indicate that the company would also pay 70% of that.