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I'm Lucy, and I'd be happy to answer your questions today.
Unless your daughter's paycheck is also made out to you, signing your name to the back has no legal effect - the bank should return it for a missing endorsement. You could deposit the check into an account in your daughter's name, but you can't cash a check for her. Signing your daughter's name with her consent is fine. Signing her name without her consent is forgery. Take a look at Ohio Rev. Code, Section 2913.02, which talks about exerting control over someone else's property without their consent.
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Do you have any other questions about this?
Not really. You don't have a right to take your daughter's money that she earns. You could take the phone you're letting her use as a gift, or turn off her phone access. You could ground her, or alert the police. But there's no law I can point to that would let you cash checks made out to her and keep the money, even if you're doling it out to her. You'd have to talk to a local attorney about setting up a trust in her name and serving as trustee.
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