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Maryland was one of the later states to pass a slayer statute. The Maryland statute explicitly acknowledge that a slayer is not precluded from inheriting only after a criminal conviction. Instead, even in the absence of such a conviction, affected person, family of the victim, can bring a civil suit to determine that the slayer is disqualified from inheriting. If this happens, the "boyfriend"would have been treated as disclaiming his intestate share and that share could pass to the children. It all depends on who is the next beneficiary to the insurance. When you disclaim a gift, it passes on to the next beneficiary, as if the boyfriend did not exist. So you would have to read the insurance document as it does not go into the estate of the "boyfriend" and automatically pass to the children. It depends on what the stepmother put as the back up beneficiary.
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