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Can you describe what the letter says? However, regardless of the letter, there is not much to worry about as bankruptcy will generally not affect child support. Although bankruptcy erases most debts, existing child support obligations are not among them. This means that the parent filing bankruptcy is still on the hook before, during and after the bankruptcy. But if a parent owes back child support, filing for bankruptcy may help him catch up. So, if he owes back support, the bankruptcy court may allow him more time to catch up. So if a parent is past-due with child support payments, filing for bankruptcy may provide some breathing room -- an automatic stay goes into effect the moment a bankruptcy petition is filed, effectively barring creditors from engaging in collection activity while the bankruptcy is underway. Thus, wage garnishments for arrears and other collection measures stop. If a past-due parent filed for Chapter 13, the repayment period enables him to catch up on unpaid child support in a structured way over time. But again, in no way will bankruptcy reduce the amount of child support he must pay, or in any way discharge the child support obligation.
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