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HelloThis is Samuel. Let me review the VA law on this matter and I will respond here shortly. Thanks for your patience. In the meantime, please note that I do not participate in any phone call offers generated by this website and we will continue here.Thank you.
If your husband was aware of the cards and he did not do anything 4 years ago, then he is not going to be able to file criminal charges now. Because there is no balance it would be considered credit card fraud which is a class 1 misdemeanor. And so the statute of limitations to prosecute a class 1 is one year from the date of discovery. Now, if he was not aware of the cards at the time you opened them and he is only now discovering this, yes, he could bring charges.
However, if you did not destroy his credit rating and there are no balances, I suggest a District Attorney may be reluctant to prosecute because you were married.
And the DA usually will take a pass on prosecution and let it play out in divorce court.