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The conditions for a Court Ordered Assessment depend on the context. These days psychological assessments have become routine in family court matters pertaining to custody. Some jurisdictions have made them mandatory. Otherwise one party or the other merely needs to file a motion asserting that the other parent suffers from a personality disorder for the Court to Order an assessment.
In other contexts there needs to be allegations made that the individual has acted out in a manner that suggests they may be a danger to themselves or others. A statement made to your therapist that you have suicidal thoughts can be enough to trigger an assessment.
As to Court Appointed, yes there are "neutral" Court Appointed psychiatrists, psychologists, and therapists. The client still generally must pay for the time. Only in cases of involuntary commitment will the COunty be paying for the assessments.
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