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LegalGems, Lawyer
Category: Family Law
Satisfied Customers: 7101
Experience:  Experienced Family Law Attorney
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If all of the money in a joint account is by SS and a state

Customer Question

If all of the money in a joint account is by SS and a state retirement deposit of my spouse, no matter how much is in the account can any of it be garnished?
Submitted: 4 months ago.
Category: Family Law
Expert:  LegalGems replied 4 months ago.

A few minutes please as I look into this.

Expert:  LegalGems replied 4 months ago.

If a collector tries to garnish money in your account, your bank must look at your account history to see if you received any Social Security or VA benefits by direct deposit in the last 2 months. The bank must protect 2 months’ worth of benefits from garnishment and let you use that money. If your account has more than 2 months’ worth of benefits, your bank can freeze the extra money so it is subject to garnishment.

Expert:  LegalGems replied 4 months ago.

Hopefully the garnishment issue was resolved and the above information was helpful.

Thank you for using JA - it's been a pleasure to assist!

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