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To answer directly, it depends on how large the estate is. Please allow to clarify.
In general if there is a will, the will controls. So if a husband wants to leave something to someone else who is not his wife, he is free to do so. But at the same time Connecticut law bars the husband from completely cutting out his spouse from his will. If the spouse is not mentioned, or is not left enough, she can file to challenge the estate and demand what is known as a 'forced' or an 'elective' share. This share is 1/3 of the estate, and if the spouse left less, then the surviving spouse can challenge the estate. Of course if the spouse left more, there is nothing to challenge. The remainder the spouse can designate however he or she may want to.
This is the code pertaining to the elective share law in Connecticut:
A bank account generally would go to whom is listed as a beneficiary. The survivor can still challenge, and argue that this would be part of his share, but it would be up to him to then prove that he is getting less than 1/3 of whole estate. In essence by default the money would go to the designated beneficiary unless the surviving spouse challenges and objects.
Probate law is generally based on where the person passed away and lived, not where the account was created. There are probably differences, at least minor differences in law between the states, but what would govern at that point is whether the account would violate the law where the person passed away. Likely the answer is 'no', but an experienced local estate attorney could evaluate and see what can be done to challenge or protect such an account.
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