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HelloThis is Samuel and I will discuss this and provide you information in this regard.Can you explain to me how you could sell the first house and the loan (private note) had not been paid at the time of closing?
As an unrecorded note? So when the title search was done, the note was still outstanding because it never appeared in the land records title search?
That would mean that when you sold the house, you did not pass a clear title. Did anyone at the title company ask you if you owed anyone any money on the house that was not recorded? Was the Deed transferred to your name from the holder of the private note?There seems to be a lot more at issue here than who has to pay the debt.