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HelloThis is Samuel and I will discuss this and provide you information in this regardOnce you are divorced, your husband can no longer carry you on his insurance plan. However, that has nothing to do with your children. Under federal law, he can carry them until age 26 whether in college or not.As to your coverage, you now have an option of taking the COBRA or getting your own insurance. I suggest, since it was not discuss in your divorce as to having your ex pay for your insurance coverage, then you will be responsible for the premiums, unless he now agrees to help with it until you can afford it.You are eligible for medicare at age 64, so you should consider looking into that and then perhaps a supplemental and that will cut your costs down on the premium.Please let me know if you have other questions in this regard. Keep in mind, I can only answer and provide information for what you ask. I do not know what you need to know, unless you tell me. Please rate positive as this is how I get credit for my time and information.Thank you