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If the car is still in your name, you can go to take the car without any court order as long as you can do so without disturbing the peace (or you can use a tow company to do so).
As far as the car in her name, if she is not paying and you are co-signer, but if you are not on the title as co-owner, that car you have to sue her in court for either possession of the car or payment of the loan in full and get a court order to get that vehicle.
Also, you would have to sue her for all of the other possessions and money she owes you.
If the bank repossesses the car, you would incur more expenses than just paying the loan off and it would hurt your credit score as well. So it is best for you to sue in court and pursue her for money and the car damages.