How JustAnswer Works:
  • Ask an Expert
    Experts are full of valuable knowledge and are ready to help with any question. Credentials confirmed by a Fortune 500 verification firm.
  • Get a Professional Answer
    Via email, text message, or notification as you wait on our site.
    Ask follow up questions if you need to.
  • 100% Satisfaction Guarantee
    Rate the answer you receive.
Ask Ellen Your Own Question
Ellen
Ellen, Lawyer
Category: Family Law
Satisfied Customers: 36714
Experience:  25 years of experience helping people like you.
9968427
Type Your Family Law Question Here...
Ellen is online now
A new question is answered every 9 seconds

I am 66 years old. I do not own a house or car. I have no savings.

This answer was rated:

I am 66 years old. I do not own a house or car. I have no savings.

I rent a house with my sister, my nearest relative, from the title holder my nephew.

My question is, who is responsible for my credit card debt if I die.
Hello,

Thank you for your question. My name is Ellen. I will do whatever I can to answer your questions!

Has anyone cosigned on your credit cards?
Customer: replied 3 years ago.

No.


Thank you for your response Peter.

None of your relatives would be liable for your credit card debt.

Upon your death the creditors would look to your estate for payment. Once the creditors realize that there are no assets in your estate, they will write off the debt

Please let me know if you need any clarification. I would be glad to assist you further if I can
Customer: replied 3 years ago.

What does an estate consist of?


An estate is property that you own at the time of your death that is titled in your name alone. For example a bank account, a house, a car, etc.

Please let me know if you need any clarification. I would be glad to assist you further if I can
Ellen and 7 other Family Law Specialists are ready to help you
Customer: replied 3 years ago.

Thank you.


 


How do I sign out?

Hi Peter,

Thank you very much for the positive rating. It has been my pleasure to work with you.

I am here to help. To speak with me again, simply place my name in the first sentence of your new question. If I cannot help you, I can direct you to someone who can.

When you receive your Customer Satisfaction Survey from JustAnswer , please consider providing me a 10 rating. It benefits my ability to assist you and other customers, and would be tremendously appreciated.

Thanks again and all the best to you.

Ellen
FiveStarLaw