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Hi: I'm hoping there is an additional rating from a reply.
On debt where both names are XXXXX XXXXX and there's a BK from wife, can husband:
Settle with credit card/financing co's, if that company agrees? In other words, husband is already working on negotiated settlement, can he include in those terms that her bk not go on his record -- that just the fact he's renegotiated if goes on record?
If house is short-sold with a deficiency on the 2nd line (not sure if she's on it or not), does that go on credit report (in general).
Does her BK show up on his if she files bk?