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If the debt was in CA in 2006 the debt is past the statute of limitations in CA most likely as they can only collect for up to 4 years let me ask you a few more question to be sure
What type of debt was this? When was the LAST PAYMENT made on the debt?
I never paid anything on this debt. I do not even remember this debt. This debt was for a merchant account. They told me it was opened in September of 06, but yet, I remember moving out of california that month. We were having difficult times, we had to move. We lost our house, our electricity was shut off, it was terrible back then.
The statute of limitation in California for a creditor to sue for any type of debt is four years. If they have failed to collect within that time then they are at fault. I would respond in writing, denying the debt, asking for proof and validation of the debt. If they file a lawsuit agains you you will be successful in defending on the basis of statute of limitations. There are creditors that purposefully go around and collect on these old debts referred to as "zombie debts," because some people become scared and just pay them
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