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You wish to know whether the lender can be compelled to add the new spouse to the mortgage on the property?
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Sort of, (but I don't think it should be necessary to record a new document) Will the new spouse be legally, through marriage laws, to have the right to continue paying that mortgage obligation without the lender demanding a new note should the spouse on the original note die and leave the surviving spouse, who is already co-owner and already has rights of survivor on the Title to the house.
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Is this, in a sense, a purely contractual type of issue as opposed to a 'marriage right' issue? Doesn't seem fair to the new spouse.
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