Good evening. I'll be assisting you with your question.
Is the vehicle financed under his name (or the firm's name)?
He is not legally obligated to continue the payments if he does not want to. Legally, he can only gift what he owns, not what he will own. In your case, he was gifting you the payments and use of the vehicle. If he decides to stop making the payments, he can do so, but it will harm his credit.
So, his gift entitles you to use of the vehicle and ownership when it is paid off, but you can't sue him to force him to continue to make the payments.
Do you have any questions?
Legally, he should not be able to do so since he gifted it to you.
It is your car, so he cannot take it from you. However, there is nothing requiring him to make the payments (other than concern for his credit). If he decides to stop making payments, the creditor will repo it. Like I said, he can't gift you an entire car, since he doesn't own an entire car. What he's effectively done is gift you use of the vehicle and title once it is paid off.
Remember, at this point, the creditor really owns the car, not him.
If he stops making the insurance payments, you won't know. However, you can contact the insurance company to get notice.
I'm sure they will give you notice of non-payment, at which point you can start making the payments. You just need to let them know you want notice.
Does that make sense?
Glad to help.
If I can't do anything else for you, please remember to "rate" my answer. Good luck!
Can I help you with anything else?
Have a great evening. Sorry your ex is being so difficult.
Is there anything else I can assist you with?
DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.
The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).