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Thank you for your response,
1. Credit cards, mortgage, bank accounts, and cars are in both our names. Little marital assets and/or equity since he has not worked for 4-5 years.
2. Have not filed anything as yet. I am in the planning information gathering strategy planning stage.
Cards have balances on them - too large to be paid off completely with current savings. Would I still be able to close them? And if not, what other strategy might I use?
Would he be able to re-open the account if there is still a balance??
If what you say is true, it would be an incredible relief to know I can close them. But everything I read online says that you have to have a zero balance to close a joint account. You can "freeze" new charges, but the other person can simply call in and un-freeze the account??