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I did not waive spousal support. We filled out the "other" section stating that he would pay my credit card debt. So far in this first part of the month after the divorce he is sticking to that...but we are still early in the game.There is nothing in the separation agreement showing "reserved". My ex is not failing to refinance other than putting it in jeopardy. The issue is not that he is not refinancing but that it may not go through. I do not want him jailed as this will hinder his ability to pay the bills. A fine might work but once again, I don't want his ability to pay the mortgage and my credit card bills hindered - therefore ruining my credit.