Thank you for the additional information.
One spouse cannot legally lock the other spouse out of the marital home without a court order. Unfortunately you are at the point where you need to make a decision as to the future of your marriage
. Missouri is a no fault state with no waiting period so you can retain an attorney immediately and file for a divorce
. In a divorce, the marital property, including what he has in his account, will be equitably distributed. That means as to the house the court will take into account who paid the downpayment. In a proceeding for dissolution of the marriage or legal separation
, or in a proceeding for disposition of property following dissolution of the marriage the court shall divide the marital property and marital debts
in such proportions as the court deems just after considering all relevant factors including: (1) The economic circumstances of each spouse at the time the division of property is to become effective, including the desirability of awarding the family home or the right to live therein for reasonable periods to the spouse having custody of any children; (2) The contribution of each spouse to the acquisition of the marital property, including the contribution of a spouse as homemaker; (3) The value of the nonmarital property set apart to each spouse; (4) The conduct of the parties during the marriage; and (5) Custodial arrangements for minor children.
Since this is a long term marriage, over ten years, you may also be entitled to some spousal support
depending on your relative salaries. A local attorney that knows how the local judge is likely to rule is going to be your best resource.
Here are the free divorce formshttp://www.selfrepresent.mo.gov/page.jsp?id=3832