My husband and I own a transmission shop. One of our customers had signed an agreement in order to pick up his car. The agreement indicates that he will make $300 weekly payments until he pays off his bill of $2,700. My husband trusted him and let him picked up his car but after that he never came back and still owes $2,400. We have filed a small claim in the New Jersey Court. He has missed the first court order appoinment. Now, in order to proceed we need to confirm that he is not part of the military. What are the chances of us in collecting the funds. We only have his name, his Driver's License and his home address. Should we hire a collection agency or try to do it ourselves? Please advice. Thank you.
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The chat was not working quite right so I switched it to Q&A. All you should have to do is to send in an affidavit that says to your knowledge he is not in the military. Make sure he is properly served and gets a copy of the affidavit. Then when you get the judgment (order to collect) from the court, you could hire a collection agency because they will be able to have the court order to work from. Getting a judgment is probably going to be pretty easy, but collecting might be more difficult.
Do you have an idea of how long collecting a debt takes? average
It depends on whether you get his wages, bank account, or payments. But, if he has money in the bank, or a business, you can get it pretty quickly.
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