My mother lives in Flordia and her neighbors tree threatens to fall over on the roof of her home. Is her home covered under th neighbors policy?
State/Country relating to question: Florida
I glad to help. Yes not only will the neighbors policy have to cover this, but if she has homeowners her company will also cover it, although I understand why it is desiresable for the the neighbors insurance to cover it as there will be no deductible and it will not effect her homeowners rates. Before this mess happens I would call code enforcement to see if they can have the tree cut back or removed. But if it falls onto her property the neighbors insurance should cover it, and she should not have to look to her own. Sincerely, Steve
30 years helping those with Family legal needs
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