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What you Stated is correct. Florida does not have legal separation and you would need to get divorced, by the Judge. If you filed for divorce and agreed on the marital settlement agreement, that is going to control since you both voluntarily entered into it. The petition should have language, which could be amended, to reference the settlement agreement that you both previously signed. If it is unfair, a Judge could throw it out and if there are problems with it, can always be modified/amended if good cause is shown.