You are confusing community/separate property with community/separate debt. These are two different things.
This is community debt. Regardless of when you separated, you can only be held accountable if:
1 - your name is XXXXX XXXXX card, or
2 - it was spent for you, or for the common estate.
Because neither apply (your name is XXXXX XXXXX the card and it was not spent for you or the marriage
because you were already separated at this time), then you are not liable.
I hope you found my answer helpful, and if so please click on the ACCEPT
button. This is the only way for me to get credit for my work; I receive no credit for my time with you until you actually press ACCEPT
, even if you already have a subscription
. If you still need to clarify something or seek more information, just use the REPLY
button and I’d be more than happy to follow up to your satisfaction! There is no fee for follow up questions before or after accepting, should you wish to continue in the thread, and I encourage you to do so
should you desire clarification.