I do have access to our last exchange and I reviewed it briefly. I also have a vague recollection of the exchange. I was somewhat surprised to see your first question regarding valuation of the pension because I understood it to be addressed in our first exchange. I will repost the relevant part and I will invite you to let me know if my answer is not clear. I hope that I did not fail you the first time.
To answer your questions:
Pensions are not quite divided by a straight 50/50 split of the portion earned during marriage
. Consider this scenario:
Husband and Wife are married from 1980-2011. Wife contributes to her pension from 1991 through her date of separation
. Intuitively, since the pension was earned entirely during the course of the marriage, the pension earned during the marriage would be divided 50/50... but that would shortchange Husband. If wife continues to work at her job and contribute to her 403b, the value of the portion of the pension earned during the marriage would continue to increase in value. So, for example, if the buyout value of the first 20 years of the pension was $100,000 in 2011, husband's 1/2 portion would be worth $50,000, but if wife kept working (for example) for another 10 years, the buyout value of the first 20 years of the pension would increase (for example) to $150,000, so even though Husband's overall share decreased from 1/2 to 1/3, the value of his share increased from $50,000 to $75,000.
To get the answer, lots of factors have to be taken into consideration, including the age of the parties, the years of service, the present value of the pension, and the terms of the pension. Some plans will perform these calculations for its members upon request; but when they are not, a valuation expert must be independently hired to get an accurate estimate (usually a forensic accountant).
A 401k is valued based on it's present value.
Health benefits included as part of a professional retirement plan are considered an "asset" for purposes of property division and equalization. In other words "yes".
Let me know if clarification is needed. Thank you.