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No, a commercial lease is not considered family, household or marital debt so even if the building owner names the spouse of the person entering into the lease in a lawsuit, the building owner will not be able to touch anything that is in the name of the spouse that does not sign the lease. Typically, a building owner will TRY to bring in the other spouse and their assets in this type of situation, but they generally do not get anywhere with such a suit. It will not be hard for her to show that the commercial lease debt was for commercial purposes only, but she should be careful with her personal credit cards -- if she mixes them in with using them for business purposes, that is when it gets harder for a court to parcel out what items on the credit card are for personal debt and what items on the credit card are for business debt.
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I went back through our prior question and answer situation and I don't think I spoke to you about a specific asset protection lawyer here on Just Answer (perhaps you spoke with another lawyer who mentioned it?) In any event, we are not permitted to give referrals to specific lawyers (I am not holding out on you anyway because I do not know anyone personally in Southern CA). My suggestion is to call your local county bar association and ask for a referral to someone who can assist you with these issues (they have a referral service -- you want someone familiar with business law as well as family law (marital assets)). The bar association should be able to refer you to several lawyers and you can speak with them directly and decide what you want to do from there.
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