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They cannot just "take over." If they really want to take charge legally, they will file for guardianship
with the Court. Adult Guardianship is when a person is not able to take care of themselves and therefore, someone else steps in. The Court will request that they serve you and you can argue for or against the guardianship or submit your own request. The Court will deny based on your stability, nohow, etc.
It is subjective and there is really no way of knowing if the Court will agree with you or your cousin, but I would venture to say that as long as you have your state under control, it should not be a problem.
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