Dear JACUSTOMER - You can't get anyone's name off of any debt without the approval of the lender unless the debt is paid in full. If you are in a divorce situation you can get the court to order than one or the other party be responsible for the debt but if they fail to pay then the creditor can still seek payment from the other since the creditor is not a party to the divorce.
The remedy in that situation is to file a motion for contempt. In your case I'm not certain if there is even a divorce if the marriage has been ruled, as you say, "illegal". You can contact the creditors and ask to be removed but that will be a waste of time since no creditor is simply going to release you from the debt. Unless there is a court order for her to pay you have no way to force her to do anything. All you can do is sue her for her half of the debt.
As for the house, you would need her to sign a quit claim deed giving up her interest in the house. If she refuses then you will have to file a partition action in the court to force a sale of the property. If her name is XXXXX XXXXX deed and there are no written agreements as to who owns what portion of the real estate then the court will determine that you each have a one half interest and will divide the equity.
DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.
The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).