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What was the specific language of the order?
Did it specifically state "remain" on any "existing policies"?
with regard to any existing life insurance, the Husband shall be required to designate the Wife as the death beneficiary for so long as he has obligation for the payment of alimony pursuant to the terms of this judgement.
"Existing" means just what it says. While a court may read into a document things that are not there, it is not going to ignore words that are there. So at the time of the divorce, you had an existing life insurance policy, and were required to designate your ex as the beneficiary. But you lost this policy (with no fault of yourself) so you're relieved of this obligation.
Otherwise, the decree would have said "existing or future life insurance..."
And would have spelled out that you have an obligation to maintain life insurance for her benefit.
So no, you are not under any obligation to replace it.
The language of the order is going to be what controls.
If you have any other questions, please let me know. If not, and you have not yet, please select the "accept" button. Thank you, XXXXX XXXXX good luck to you!
thank you, XXXXX XXXXX thing off my mind as she seems to feel that I have to cover it. now i am getting close to retirement as well as being out of work and if I don't find a new position soon will have to go for modification of permanent alimony; where I know my assets will be looked at, I don't own a home anymore, but my new wife does. New Jersey is quite difficult on this
Most states are. This is one less thing to worry about.