Thank you for the clarification:
He told me this morning that he changed all his beneficiaries stuff with the City of Dallas and the Army..maybe he is blowing smoke i dont know. Im am his wife have been since 1997. My name is XXXXX XXXXX checking accounts and also contact info with his 401k pension with the union.. But he told me this morning that I have no rights to any of it now. I think he needs to be committed for help, but he wont get help. My mother thinks he is going to hurt me.. If I turn him in to his SGT. at dallas he will blow me off, and the Army is doing the same thing. Im screwed when it comes to getting any free legal help bc i fall through the cracks. I just need to know what is my first step other then i have to get out.
Response: He may as well be blowing smoke. However, if he did change his primary beneficiary designation on the accounts and your prior consent was not obtained, the designation would not hold up in any Court of Law. Second, if you get divorced now, you are entitled to some of his retirement benefits.
As for first step other than getting out: You would need to have an in-person consultation with a local divorce attorney to review your circumstances in detail and to tell you what steps that you need to take to protect yourself and preserve community/marital assets. Most attorneys offer free initial consultation.
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Unfortunately, Texas does not allow for legal separation. So, the only way that you would be able to get temporary order for support and maintenance would be to file for divorce first and then file the motion for temporary support. A Court Order would be the only way that you would be allowed access to the checking accounts.