Here you go:
Thank you for your question.
If the home was contracted to and purchased before the wedding, it is deemed sole and personal property
of the husband, and is not a marital asset. Since it was his home, unless your husband chooses to share the down payment information, you are not privy to it.
At the same time, even if you are not on the title of the home, you do have a financial stake in the property. Please permit me to explain.
In 2001 your soon to be husband contracts for the home for say $200,000. When you move in and close, he puts down the deposit but the home value is $250,000. Now, the home is worth $350,000. That $100,000 difference from when you closed to today is called a "marital growth". You can request that an equitable share (up to half) is yours in case of a divorce. Therefore it is in your best interest to find out the value of the home when you closed and the value of it today--that difference becomes marital and something that you are entitled to, at least in part.
Hope that helps.
Sincerely, XXXXX Esq.
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