How JustAnswer Works:
  • Ask an Expert
    Experts are full of valuable knowledge and are ready to help with any question. Credentials confirmed by a Fortune 500 verification firm.
  • Get a Professional Answer
    Via email, text message, or notification as you wait on our site.
    Ask follow up questions if you need to.
  • 100% Satisfaction Guarantee
    Rate the answer you receive.
Ask Roger Your Own Question
Roger, Attorney
Category: Family Law
Satisfied Customers: 31657
Experience:  BV Rated by Martindale-Hubbell; SuperLawyer rating by Thompson-Reuters
Type Your Family Law Question Here...
Roger is online now
A new question is answered every 9 seconds

I am married and have several Credit Cards, in my name only,

Resolved Question:

I am married and have several Credit Cards, in my name only, with on-going balances. A good part of this debt was incurred while married with her. I am current on all payments. My wife is concerned: would she be responsible for part of this debt if I were to die suddenly, or if we were to be divorced?
Submitted: 8 years ago.
Category: Family Law
Expert:  Roger replied 8 years ago.

No. The only person responsible for a debt is the one listed as the owner of the account. She could not be forced to assume the debt or otherwise pay them off.


IF this were to happen, the creditors would insist that she has to pay this because of your marriage. That is not true, and don't let them intimidate. What they're trying to do is have the surviving spouse agree to assume the debt - if this happens, the spouse is legally obligated to pay the debt because they've entered into a contract to do so.


As long as she denies responsibility and refuses to pay, they can't touch her.

Roger and 4 other Family Law Specialists are ready to help you