1. An Operations Memorandum issued by the Department of Public Welfare provides that the value of all burial plots owned by Medicaid applicants will be excluded. This burial space exclusion covers conventional grave sites, crypts, burial drawers, mausoleums, urns and similar repositories.
2. For the irrevocable burial reserve agreement, it may include such items and services as casket, cemetery plot, flowers, and an obituary. Regulations exclude an amount that is not exorbitant. DPW may consider a reserve exorbitant if it exceeds average local costs by more than 25%.
3. Thus, the plot is separate and can be purchased outright with apparently no limit being mentioned.
4. When you place money in the reserve, if you already have a plot, then you would only look at the average cost of the other services and then add the 25% to get the cap. This link will give you some idea of the average cost nationwide; and this one will give it to you for your county.
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