Estate Law Questions? Ask an Estate Lawyer.
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No, you are not legally liable for your mother's loan, but if you would like to keep the property, you'll likely have to work with the lender to re-finance the property and pay off the reverse mortgage in order to avoid losing the property.
Usually, reverse mortgage lenders do not want the property and are not in the real estate business, so if you want to keep the property, and you can pay off the debt with a refinance (or cash), then you should be able to keep the property.
Please let me know if you have any additional questions. Thanks!