Estate Law Questions? Ask an Estate Lawyer.
Good afternoon. I certainly understand the situation and your concern. If the association fees are current, then the association is not going to foreclose. The foreclosure is a direct result of the mortgage not being paid and there is nothing you can do to stop it, since you have no legal right or interest in the home. You would be viewed as a tenant and it would not give you a legal basis to stop the foreclosure. If this is uncontested ( the foreclosure), it could take 90-120 to finalize and go to sale, if not longer. Now, if you received notice from the attorney and the court, you need to respond to the best of your knowledge. Anyone with a potential legal right and interest in the home needs to be placed on notice to the foreclosure, in the event that they want to contest it. If they do, then it could give you additional time to live there.
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