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RayAnswers, Attorney
Category: Estate Law
Satisfied Customers: 38253
Experience:  Texas lawyer for 30 years in Estate law
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I have fixed my estate so that everything including my home

Customer Question

I have fixed my estate so that everything including my home will go direct to my daughter on my death can any outstanding debts be collected from her I know the home equity loan has to be paid off There will be no probate
Submitted: 11 months ago.
Category: Estate Law
Expert:  RayAnswers replied 11 months ago.

Hi and welcome to JA. I am Ray and will be the expert helping you today.

The answer here is no they cannot go after your daughter for your debts.The equity loan has to be paid because they have a lien on the house but any unsecured debts, credit cards, etc in your name are not going to be paid.By avoiding probate here the creditors are without recourse.They can only close out the accounts and write off the debt.

You have done great estate planning , this should help daughter avoid any of your debts.

I appreciate the chance to help you today.Thanks again.

Expert:  RayAnswers replied 11 months ago.

If you can positive rate it is always much appreciated, thanks again.

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