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When a married couple divorces, unlike with a will, the beneficiary/spouse of a life insurance policy is not automatically removed from the policy. So, unless your divorce decree specifically addressed this, your divorce would not terminate your rights as a beneficiary if your divorced spouse did nothing post-divorce to change the beneficiary designation. Insurance companies have specific requirements in order to make a change of a beneficiary. If those aren't followed, the beneficiary designation remains unchanged in the event of a divorce.
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