Estate Law Questions? Ask an Estate Lawyer.
Most assisted living residences charge a monthly fee that includes housing and services. In private assisted living residences, these costs can be very high, ranging from $3000 per month to $5000 per month and up. Government programs make some assisted living units affordable to people with low incomes.
Some affordable assisted living facilities are publicly funded. In public assisted living, monthly costs are based on income. Residents are usually allowed to keep a fixed dollar amount of their income (around $100 per month) as a spending allowance, and the rest of their income goes to pay the monthly fees. Group Adult Foster Care pays for personal care and health services for MassHealth eligible residents.
ElderChoice: In some private assisted living residences (ALRs), low-rent units may be available through a MassHousing program called ElderChoice. ElderChoice ALRs set aside at least 20% of their units for low-income residents. To qualify for these units, residents must meet income limits (usually 50% of the area median income or less).
Group Adult Foster Care (GAFC) and SSI-G: Some private assisted living residences accept Group Adult Foster Care (GAFC) and SSI-G residents. Group Adult Foster Care is a MassHealth program that pays for personal care and health services. (See GAFC for more information and eligibility requirements.) GAFC covers the service portion of assisted living costs. SSI-G is a special Supplemental Security Income benefit for people in assisted living. It is higher than the standard SSI benefit. SSI-G covers the rent portion of assisted living costs. (See SSI for more information.)
There is usually a long waiting list for affordable assisted living units. Ask to have your name put on the waiting list and call back periodically to check your status.
I would highly suggest that you go speak with an elder law attorney in your area to get specific direction about the programs in your area and the facilities avaliable in your area. You can find one at www.naela.org.
I cannot provide you with legal advise. I have provided you with information about the law related to your question. My answer, and any information that you find online, should not take the place of having a consultation with a lawyer in your area to advise you regarding your specific issues.
Please show your appreciation for my candid, accurate information by clicking VERY INFORMATIVE, OR the OR and positive feedback. You should only rate me if you are satisfied with the information I provided you. If you cannot rate me GREAT please do not rate. Give me a chance to make it right by clicking REPLY TO EXPERT.
I appreciate your question and repeat customers. You can request me by beginning your question with "Dear XXXXX..."
DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.
The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).