Hello and thank you for the question. I am sorry to read of this dilemma.
Garnishment is not proper as a general rule
the creditor has to have a judgment against the account holder
if that was done on default or where judgment not against all account holders
can take matter to court and have garnishment lifted and sometimes money returned!
Is the answer acceptable?
awaiting your reply
my did receive a judgement by mail but my name is XXXXX XXXXX the judgemrnt
The judgment may be vacated due to lack of sufficient notice
and fact that judgment is not against you
often court will decide that creditor may only reach 50% of the funds
where assets held by judgment debtor and someone else
i am on social security and receive money for rental
Creditor may not reach social security funds
so the account money is from there
the account should be exempt as to your money
you want to take it to court to have it lifted
in the court where judgment and garnishment issued
I trust the answer is acceptable, and wish you the best!
Please let me know
i will thank you
I turned the rating on now
Kindly click on an excellent rating
Have a restful evening
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