Welcome! My goal is to do my very best to understand your situation and to provide a full and complete answer for you.
Good afternoon. Unfortunately, the home would be considered part of the estate
. And, the creditors of the estate, including creditors relating to medical bills, have the right to any assets of the estate to pay those bills prior to the beneficiaries of the estate being entitled to any estate assets. If the estate assets are not sufficient to pay the debts of the estate, you would have no personal liability for any shortfall. But, I will also tell you that in these type situations, it's likely you can settle with the creditors for less than the amount owed where the only real asset is a residence.
This is the part of my job I don't like...when the law is not in favor of my customer. I wish I could tell you the creditors could not pursue the house or proceeds from the sale of the house, but, I can only provide you information based on the law so that you can act on the best available information to you. I think you can probably understand why the law works in that matter if you put yourself in the shoes of the creditors and the bills was owed to you. I wish I had better news, but can only hope you recognize and understand my predicament and don't shoot the messenger. I'm sorry!
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