Thanks for your reply. The custodian of the account has no authority to do this absent the consent of all four beneficiaries listed on the account. Furthermore the executor only has authority over probate assets
...and assets that have designated beneficiaries go directly to those named beneficiaries outside the probate
process and outside the will and the authority of the executor under the will. So, all 4 daughters would have to agree upon an even distribution of the retirement account assets among them. The other alternative would be to contest the beneficiary designation based on lack of requisite mental capacity, fraud, duress, coercion, and/or undue influence. The burden would be upon you to prove this and it's, unfortunately, a difficult burden to overcome. But, as I mentioned above, the 4 of you can among yourselves decide to reallocate the division of the assets in any way you choose.
This is the part of my job I don't like...when the law is not in favor of my customer. I wish I could tell you the executor had the authority to simply override the beneficiary designation, but, I can only provide you information based on the law so that you can act on the best available information to you. ………..I wish I had better news, but can only hope you recognize and understand my predicament and don't shoot the messenger. I'm sorry!
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