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There is an argument you could make that you should be entitled to an amount equal to at least 1/2, and possibly all, of the amounts that were paid in premiums but not any of the actual policy.
Ok thanks.I felt I should get my money back for the premiums.
Generally that is how it would work. I've never seen it tried when the insurance policy went to a child, only when it went to a girlfriend or boyfriend, but the theory is the same.
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