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Answer: Depending on the siblings, it may make sense for siblings who need money right away to receive a disbursement right now. It may make sense for siblings who like having a 3% return keep their money in the account. In other words, there is a good reason siblings may disagree with the best course of action here.
The PR is in charge. The PR's duties and responsibilities are laid out in the will (or trust). PR's can be removed through a costly court fight, but sometimes by agreement.
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