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What was owned during the marriage - regardless of how it was titled.
For example - you are 30 buy property at 31 individually , get married at 35, now at age 50 you want a a divorce - the wife has a marital interest in the property for the last 15 regardless if you ever put her name on the title.
Okay, here we go - what she would have interest in - extremely short length of marriage:
The increase in fair market value of the house during the marriage - if any increase. This may really be nothing given that the housing market has taken a nose dive - your still on the hook personally for the entire loan balance albeit that there is only a $50,000.00 loan amount.
Half the equity paid upon the $50,000.00 if you were making payments on the principal - but your not so there's nothing here.