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After 12 weeks of leave, regardless of your workers comp status, the employer can terminate your insurance. Likewise, they could terminate your employment. This is because the Family and Medical Leave Act is the only law that protects you on leave and it only guarantees health insurance for 12 weeks and holding your job for this same period while on leave. Workers comp does not guarantee your health benefits or even your future employment...it only requires wage replacement and payment for the treatment of the injury caused by the workplace occurrence.
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