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Hi and welcome to JA. Ray here.Let me verify you were turned down for SSDI not SSI is that correct??
You should qualify for SSI regardless of prior work.People who never worked a day but are disabled qualify for SSI here.
You can try here for SSI even if you didn't have enough to draw SSDi..
SSI makes monthly payments to people who have low
income and few resources, and who are:
Age 65 or older;
Supplemental Security Income (SSI) is a disability program designed for those with a demonstrated financial need and a disability that prevents them from substantial gainful activity
To qualify financially for SSI, you cannot own more than $2,000 worth of total countable assets (if you are married, you may jointly own up to $3,000 in assets). Countable assets are basically anything of value which you own except for the home which you live in and one vehicle. Your assets include such things as money in savings and checking accounts, IRAs and other retirement accounts, cash value in life insurance policies, vehicles (other than one vehicle for transportation), and virtually anything else of significant value.
The main difference between the programs is that SSDI is an insurance program designed for those who had been working prior to their disability. SSI is also for disabled persons, but is specifically for those who have demonstrated a financial need. If you are disabled, you may qualify for SSI whether you have worked in recent years or not.
Please let me know if I missed something.You should qualify here for SSI if you meet the resource and disability criteria.
I want to help you here, let me know if I missed understood your situation.SSDI and SSI are very different programs and you should qualify for SSI, thanks..