Employment Law Questions? Ask an Employment Lawyer.
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This is a serious matter. I think what occurred is that you declared intent to resign and they informed their insurer of that date, but you then worked beyond that date. An employer cannot cancel health insurance before your last date of employment - you are still covered by that plan until you are no longer employed. The employer's failure to submit premium payments to the health insurance carrier is a violation of law called the Employee Retirement Income Security Act (ERISA). Under this statute the employer has a fiduciary duty to pay premiums as they become due and ensure coverage does not lapse.
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Ask them a) for a copy of the full plan description including who is a qualified participant in the healthcare plan, and b) after reviewing that you should find that if you work x hours per week/month you are a qualified participant. They cannot deny you coverage because you gave them an earlier date than you actually resigned. If all else fails get the department of labor involved which you can do here: http://www.dol.gov/ebsa/contactEBSA/consumerassistance.html
At least have them attempt to make the claim for the glasses. If it gets rejected then pay out of pocket...keep all reciepts, so you can later have the claim made retroactively to that date.
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