Employment Law Questions? Ask an Employment Lawyer.
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That's not exactly true, but it's very close. Social Security Disability isn't based on "years worked" but on number of credits accumulated by working and those can vary based on your age.
Essentially if you are over the age of 30 you must have worked at least 20 "quarters" of the the last 40 quarters prior to the occurrence of the disability. That's a little different than 5 of the last ten years since it keys off of the date of the onset of the disability as opposed to any other date and it requires completion of "quarters". If you were to bounce around from job to job and always stop working before you complete a quarter then theoretically you could work for more than five years out of the last ten but never accumulate enough quarters to qualify.
If you need further info, there is a good explanation of the quarter system at this webpage: http://www.specialneedsalliance.org/the-voice/work-history-requirements-for-social-security-disability-insurance-2/
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