Employment Law Questions? Ask an Employment Lawyer.
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You can claim here violations of of the Family Medical Leave Act (FMLA) and Americans with Disabilities Act (ADA). The employer should have accommodated you and maintained your insurance while you are on a medical leave. Rather, what appears to have happened here is they just put you on leave without pay. You could file claims with the Department of Labor and Equal Employment Opportunity Commission individually (those are the agencies responsible for FMLA and disability discrimination claims) or you can retain an employment lawyer who would essentially consolidate your claims and negotiate with the employer or file a lawsuit on your behalf.
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I see. The ADA piece of it though requires that they attempt to accommodate your disability. No such accommodation was made (or even the ADA accommodation conversation with employee). So, you still have that option. With regard to your STD or LTD, there are appeal rights if you are declined coverage, but I would recommend at least that you retain an attorney to represent you at least on the appeal, because clearly you are not able to do that particular job at this time.
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